Learn how to take control of urgent financial matters
Right now, you may feel overwhelmed by an urgent notice from the ATO or another business creditor. That’s understandable. These situations create real pressure for business owners.
At AVA Advisory, we combine prompt action with genuine understanding to help you navigate these challenges.

Understanding urgent business notices
Australian businesses face increasing pressure from both the ATO and other creditors. With the ATO alone owed $50 billion in collectable tax debt and other creditors taking more recovery action, business owners need to stay alert to various urgent notices.
This surge in collection activity means more Australian businesses face:
- Director Penalty Notices (DPNs) creating personal liability
- Wind-up notices threatening business survival
- Garnishee notices affecting cashflow
- Warning letters requiring immediate response
Receiving an urgent notice doesn’t mean you’re out of options. With prompt action and expert guidance, you can still protect your interests and work towards positive outcomes.

Expert guidance when it matters most
Quick, strategic action helps protect your business and personal interests.
Time-critical solutions
The sooner you act, the more options you have for resolving creditor matters.
Genuine support
Navigate financial challenges with advisors who understand both the technical and human side of your business.
Proven strategies
Benefit from our extensive experience in negotiating with the ATO and other creditors to protect business interests.
Types of urgent notices affecting your business
Understanding which notice you’ve received helps determine your next steps. Each type requires specific actions and creates different pressures on your business.
Director’s Penalty Notice (DPN)
Makes you personally liable for certain company tax debts. Quick action can help protect your personal assets.

Wind-up Notice
A serious escalation that could force your company into liquidation. You have limited time to respond and protect your business.

Garnishee Notice
Allows the ATO to collect money directly from your bank account or business debtors. This can severely impact your cashflow.

Warning Letter
Often the first sign of escalating action from the ATO. Taking early steps here gives you more options for resolution.


Expert guidance when it matters most
Quick, strategic action helps protect your business and personal interests.
Time-critical solutions
The sooner you act, the more options you have for resolving creditor matters.
Genuine support
Navigate financial challenges with advisors who understand both the technical and human side of your business.
Proven strategies
Benefit from our extensive experience in negotiating with the ATO and other creditors to protect business interests.

Expert guidance when it matters most
Quick, strategic action helps protect your business and personal interests.
Time-critical solutions
The sooner you act, the more options you have for resolving creditor matters.
Genuine support
Navigate financial challenges with advisors who understand both the technical and human side of your business.
Proven strategies
Benefit from our extensive experience in negotiating with the ATO and other creditors to protect business interests.

Expert guidance when it matters most
Quick, strategic action helps protect your business and personal interests.
Time-critical solutions
The sooner you act, the more options you have for resolving creditor matters.
Genuine support
Navigate financial challenges with advisors who understand both the technical and human side of your business.
Proven strategies
Benefit from our extensive experience in negotiating with the ATO and other creditors to protect business interests.

Why timing matters
Quick action can transform a crisis into an opportunity for business recovery. The earlier you seek help, the more options you have to protect your business and personal assets.
Early action advantages
More time to negotiate with creditors
Better chances of arranging manageable payment plans
Greater flexibility in restructuring options
Reduced risk of personal liability
Protection of business relationships and reputation
FAQs
Find answers to common questions about urgent business notices.
The most important step is to act quickly. Ignoring the notice can limit your options and escalate the situation. Contact AVA Advisory immediately for expert guidance on your next steps.
If left unaddressed, a DPN can make you personally liable for company tax debts, meaning your personal assets may be at risk. Prompt action can help minimise your liability and protect your financial future.
Yes, but time is critical. There may be options such as negotiating with creditors, restructuring debt, or entering Voluntary Administration. Seeking professional advice immediately is essential.
A Garnishee Notice allows the ATO to take funds directly from your bank account or customers who owe you money. This can severely impact your cash flow, so taking urgent action to negotiate or restructure is crucial.
An ATO warning letter is an early sign that the ATO is preparing to take further action, such as issuing a DPN or garnisheeing funds. Acting early can give you more options to manage the situation.
Yes, in many cases, negotiations can lead to more manageable payment terms, debt reductions, or alternative arrangements. Our team has extensive experience in dealing with the ATO and other creditors to achieve the best possible outcomes.
The timeframe varies depending on the type of notice. Wind-Up Notices typically require action within days, while DPNs have strict deadlines. Seeking professional advice as soon as you receive a notice is crucial.
It depends on the type of notice. A DPN, for example, can create personal liability for company debts. We can assess your situation and provide strategies to protect both your business and personal assets.
There may be options available, such as negotiating a payment plan with the ATO or restructuring your business to manage debts more effectively. Our team can explore the best solutions based on your financial situation.
We provide expert guidance, negotiate with creditors on your behalf, and develop tailored solutions to protect your business and personal interests. With prompt action, we can help you manage the situation and work towards the best possible outcome.
Still have questions?
Get in touch for more information.
How AVA Advisory helps
We’ve guided hundreds of Australian businesses through urgent financial challenges. Our approach combines technical expertise with genuine understanding of the pressures you face.

Expert negotiation
We deal directly with the ATO and creditors on your behalf, using our experience to seek the best possible outcomes.
Protecting your interests
Our specialists help shield both your business and personal assets, while working towards sustainable outcomes.
Strategic planning
We develop clear action plans that address your immediate pressures while building long-term stability.
Clear communication
Stay informed with regular updates and straightforward explanations of your options and progress.
Join us on the journey to resilience
At AVA Advisory, we believe that every business deserves the chance to not just survive but thrive. Our team is here to provide the expert guidance, personalised solutions, and empathetic support you need to overcome financial challenges and achieve long-term success. Whether you’re facing insolvency, struggling with debt, or looking for ways to improve your financial management, we’re here to help.

Meet our team
Our dedicated team of industry experts bring a wealth of knowledge and experience, from debt management and business transformation to high-level corporate advisory. Guided by integrity and trust, we are vibrant and future-focused, with a commitment to professional and financial excellence.

Andrew is an established expert in insolvency, business restructuring and debt management with 17+ years of experience.

Art is an experienced director, helping support businesses post-insolvency become more efficient and achieve sustainable success.

Hannah is an experienced creative with over 20 years experience in brand strategy, design and user experience .

Sam has a background in administration and business solutions and works directly with our clients to achieve financial freedom.

Anastassiya is an insolvency and client advisor with experience in accounting, finance and debt management.

Nadya helps support SMBs through their insolvency process, driving success and ensuring a seamless experience.

Dhru offers empathetic support and valuable insights for businesses seeking debt management assistance.

Michael works directly with clients to learn more about their individual circumstances and connects them with specialist advice.

Alex supports clients throughout their restructuring journey by organising intake and preparing documentation.

Shai is an organised multitasker, ensuring our seamless operations, schedules and executive support.

Ellie works directly with clients to learn more about their individual circumstances and connects them with specialist advice.

Check out AVA360°
Gain a clear view into your company's financial position and performance potential. A sophisticated SaaS platform, AVA360° identifies financial and operational vulnerabilities, offering detailed insights to elevate your business.
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Reach out to our friendly team for an obligation-free, cost-free consultation. Share details of your situation and concerns in confidence. Clarity, relief, and a brighter future for you and your business are only a few steps away.
