Terms and Conditions

These website terms and conditions govern the general use of AVA Advisory’s website.

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Application, variation and suspension

We collect personal information that is necessary for us to provide you with our financial services, including debt  management services. The types of personal information we may collect include:

1. These Website Terms and Conditions govern the website operated and provided by AVA Advisory Group Pty Ltd (ACN 672 192 228) (AVA Advisory).
2. Any use of AVA Advisory’s website by you constitutes acceptance of these Website Terms and Conditions.
3. AVA Advisory may amend, vary or modify these Website Terms and Conditions at any time. Amendments will be effective upon posting of updated terms to www.avaadvisory.com.au.  Your continued access after such posting constitutes your consent to be bound by the Website Terms and Conditions as varied. You may cease using AVA Advisory’s website if you do not agree to the variation.
4. AVA Advisory does not guarantee that this website will be free of disruption or error. The website may be unavailable from time to time, and occasional disruptions and outages may occur, including system failure or other events beyond the reasonable control of AVA Advisory and its third-party providers. From time to time, AVA Advisory may need to temporarily suspend access to this website to perform scheduled or emergency maintenance, or where reasonably necessary to protect AVA Advisory’s legitimate interests. AVA Advisory will use reasonable efforts to fix faults and disruptions and where practical AVA Advisory will give notice of scheduled maintenance by posting a notice on this website.

Privacy

By accessing or using this website or otherwise contacting AVA Advisory, you agree and acknowledge that your personal information will be collected, used, disclosed and held in accordance with AVA Advisory’s Privacy Policy, which may be updated by AVA Advisory from time to time.

Cookies

1. This website uses cookies and device identifiers to identify visitors to this website, gather statistical information, store user preferences, activity, and session information, improve security, enhance website functionality, improve services and show AVA Advisory’s ads across the internet and devices. AVA Advisory also uses web analytics and session recording technology provided by third party service providers. These services use cookies to assist us in understanding how visitors access and utilise our website.
2. You can opt-out of AVA Advisory’s use of cookies in your browser at any time by setting your browser to refuse all or some browser cookies, or to alert you when cookies are being sent. If you disable or refuse cookies, please note that some parts of this website, may then be inaccessible or not function properly.
3. For more information on how AVA Advisory uses cookies and device identifiers please see AVA Advisory’s Privacy Policy.

Disclaimer and liability

While AVA Advisory provides the website and its contents in good faith, the website is provided on an “as is” and “as available” basis. Except as required of AVA Advisory under the consumer guarantees in the Australian Consumer Law:

1. AVA Advisory disclaims all conditions, warranties, guarantees, rights and remedies, liabilities and other terms that may be implied by custom, statute or common law, including any implied warranties of merchantability, fitness for a particular purpose and non-infringement, and makes no warranty, or guarantee regarding the reliability, accuracy, timeliness, quality, suitability or availability of the website or the content, information or materials on this website or any websites linked to this website. The entire risk arising out of the use of this website and its content remains solely with the user, to the maximum extent permitted under applicable law, including the Australian Consumer Law;
2. AVA Advisory does not guarantee or warrant that this website will be uninterrupted or error-free or that this website or any files obtained from or through this website are free from harmful code, computer viruses or other defects;
3. AVA Advisory shall not be liable for any damages, liability or losses arising out of your use of or reliance on this website or its content; and
4. AVA Advisory shall not be liable for any loss or damage of any kind, whether direct, indirect, special, incidental, exemplary, punitive or consequential damages, including loss of revenue or profits, lost data,  loss of value of equipment, death, personal injury or property damage related to or in connection with your use of this website and content, any information or materials on this website or any websites linked to this website.

Intellectual property

1. Intellectual property rights (including any copyright, trademark rights) in the content on this website, vests in AVA Advisory, subject to any third party rights.
2. ‘AVA Advisory’, the AVA Advisory logo and the icon are trademarks of AVA Advisory Group Pty Ltd, registered in Australia.
3. Nothing contained on this website is to be construed as granting a licence to use any content on this website. You may not use, reproduce or modify any content displayed on this website including AVA Advisory’s logo or trademark/s without AVA Advisory’s written consent.
4. You may not pass off content from this website as your own. This includes the practice of 'Framing' this website within another website as well as copying and re-using parts of the website.
5. The content of AVA Advisory is subject to copyright and all rights are reserved. No part of these publications may be reproduced, copied, stored, distributed or transmitted in any form, or by any means, including photocopying, scanning, or other mechanical or electronic methods without the prior written permission of AVA Advisory.

Linking to other websites

This website may contain links to other websites. AVA Advisory does not warrant approve of or accept any liability or responsibility for any such websites. Access to these websites is at your own risk.

Guidelines for linking to this website

1. Intellectual property rights (including any copyright, trademark rights) in the content on this website, vests in AVA Advisory, subject to any third party rights.
2. ‘AVA Advisory’, the AVA Advisory logo and the icon are trademarks of AVA Advisory Group Pty Ltd, registered in Australia.
3. Nothing contained on this website is to be construed as granting a licence to use any content on this website. You may not use, reproduce or modify any content displayed on this website including AVA Advisory’s logo or trademark/s without AVA Advisory’s written consent.
4. You may not pass off content from this website as your own. This includes the practice of 'Framing' this website within another website as well as copying and re-using parts of the website.
5. The content of AVA Advisory is subject to copyright and all rights are reserved. No part of these publications may be reproduced, copied, stored, distributed or transmitted in any form, or by any means, including photocopying, scanning, or other mechanical or electronic methods without the prior written permission of AVA Advisory.

Governing law

The laws of the State of New South Wales, Australia govern these Website Terms and Conditions and any agreement formed under them. You and AVA Advisory irrevocably and unconditionally submit to the non-exclusive jurisdiction of the Courts of the State of New South Wales, Australia.