Resilience Radar

From 1 July 2025, the General Interest Charge on ATO debt is no longer tax-deductible. Most businesses on existing payment arrangements haven't recalculated what that means for them.

On 9 April, the ATO confirmed it has been "overly concessional" on interest remission – and that's changing. For businesses carrying tax debt, the effective after-tax cost is now closer to 18% per annum. The window to act on favourable terms is narrowing.

From 1 July 2026, the quarterly super buffer that has quietly supported Australian SME cash flow for 30 years disappears overnight. For businesses already under pressure, that's not just a compliance issue – it's a critical moment.

Director Penalty Notices (DPNs) can put your personal assets at risk if your business falls behind on tax obligations. This guide breaks down what every Australian business owner needs to know – and how to act quickly to protect yourself and your company.

August 2025 insolvency trends show record highs in business collapses, tighter ATO enforcement, and increased scrutiny of repayment plans and restructures. Read the latest data and sector risks now.

Noticed your credit score dip even though you’re paying on time and managing things well? Recent changes – including how the ATO reports tax debt – mean your score can shift for reasons you might not expect. Here’s what’s really going on and what you can do about it.

Australian businesses are facing a shifting economic environment in July 2025. While the RBA held the cash rate steady at 3.85% in its July decision citing early signs of cooling inflation, real business conditions remain under pressure.

Corporate insolvencies in Australia have reached their highest point in 35 years, exceeding levels seen during the Global Financial Crisis and the 1990s recession.

Corporate insolvency in Australia surged in April 2025 as economic headwinds continued to squeeze businesses across key sectors.

In an unfortunate turn of events, small Australian businesses are struggling after corporate collapses caused a sudden economic change. The increase in insolvencies is causing concerns in communities, as shop owners face financial uncertainty.

When a business faces financial trouble, liquidation is one possible path – even for profitable companies. But why? This article explains what liquidation is, how it works, and when it makes sense.

The ATO is cracking down on businesses failing to meet their GST and PAYG obligations – with billions in unpaid tax at stake and stricter enforcement underway. If your business has outstanding debts, now is the time to act.

Australian businesses are resilient, but financial challenges can arise. The Small Business Restructure (SBR) offers a path to stability and success. Here, we share anonymised examples of businesses that have recovered and flourished.

In today’s unpredictable economic landscape, ensuring your business is financially resilient is more important than ever. Whether dealing with market volatility, rising interest rates, or unexpected disruptions, stress testing your business provides valuable insights into its capacity to withstand financial shocks. By identifying vulnerabilities early, you can implement strategies to strengthen your business’s position and safeguard its future. This guide outlines the steps to conduct financial stress tests for your business and assess its resilience against potential challenges.

Navigating financial challenges can be daunting for small businesses, but the Small Business Restructuring (SBR) process offers a viable pathway to recovery. Introduced as part of Australia’s insolvency reforms in January 2021, the SBR process is specifically designed to help small businesses manage their debts while continuing to operate. Understanding the eligibility criteria is essential for businesses considering this option. Here, we break down the financial and operational requirements for qualifying for the SBR process.

Running a business in Australia comes with many responsibilities, and as a company director, one of the most significant is ensuring the company meets its legal obligations. However, when a business faces financial trouble, directors can find themselves at risk of personal liability if they fail to act appropriately. Understanding how to protect yourself legally during insolvency is critical for directors who want to navigate this challenging time responsibly and avoid potential consequences.Here’s what you need to know about avoiding director’s liability when your business is in financial distress.